India's Most Advanced Payment Method
UPI (Unified Payments Interface) enables users to perform instant push and pull transactions from any account using their mobile and a single identifier — mobile number, UPI ID or virtual payment address — without entering bank account details.
ZuelPay UPI Payment Solution gives your platform all UPI collection modes — static QR, dynamic QR, collect request, payment link and deep link — with real-time settlement, NPCI-compliant flow and T+0 settlement to your account.
Collect payments from any UPI-enabled app — PhonePe, Google Pay, Paytm, BHIM, WhatsApp Pay, Amazon Pay and 20+ other apps across 200 million+ active UPI users in India.
4 Ways to Collect via UPI
Static QR Code
Generate a fixed QR code for your merchant UPI ID. Customer scans and pays any amount. Perfect for retail counters, invoices, receipts and printed materials.
Dynamic QR Code
Generate a QR code with a specific amount pre-filled per transaction. Customer scans and amount is auto-populated. Perfect for e-commerce checkout, billing and invoices.
UPI Collect Request
Push a payment request to the customer's UPI ID or mobile number. They get a notification in their UPI app and approve with PIN. No QR scan needed.
Payment Link / Deep Link
Generate shareable payment links via WhatsApp, SMS or email. On mobile, deep links open the customer's preferred UPI app directly with amount pre-filled.
Works with Every UPI App
Real-time Confirmation
Payment success confirmed instantly — webhook fires within 2 seconds of customer authorisation.
Customisable Deadline
Set expiry for collect requests — 15 mins to 72 hours — auto-expired and status updated via webhook.
Mandate for Recurring
UPI AutoPay mandate — customer approves once, future payments collected automatically on schedule.
// POST /v2/upi/qr/generate
fetch('https://api.zuelpay.com/v2/upi/qr/generate', {
method: 'POST',
headers: { 'Authorization': 'Bearer zp_live_xxx' },
body: JSON.stringify({
amount: 1499,
order_id: 'ORD_2026_001',
description: 'Premium Subscription',
expire_minutes: 15
})
});
{ "qr_code": "data:image/png;base64,...",
"upi_string": "upi://pay?pa=zpay@...",
"deep_link": "https://zpay.link/..." }
Complete Payment Suite
UPI Collection API
Full UPI collection API with QR, VPA and collect requests.
🔐Payment Gateway
Accept cards, UPI, wallets and net banking via hosted checkout.
🏦Virtual Account API
Auto-reconcile NEFT/IMPS/UPI collections via virtual accounts.
💸Payout API
Disburse via UPI, IMPS, NEFT, RTGS to any account instantly.
📄BBPS API
Accept bill payments via UPI through BBPS network.
📲UPI VPA Verification
Verify any UPI VPA before sending collect requests or payouts.
Add UPI to Your Platform Today
QR, collect, deep link — all modes in one API. T+0 settlement, 200M+ UPI users. Zero MDR.