Embed Gold Investments in Any Platform
ZuelPay's Digital Gold API lets any app offer 24K MMTC-PAMP certified gold to their users — purchase, sell, gift and track gold investments seamlessly. Our server handles live pricing, settlement and vault storage automatically.
Gold purchased via API is stored in fully insured MMTC-PAMP vaults. Users can request conversion to physical gold coins and bars, delivered at their doorstep. Price feed available in JSON, XML, RSS, iframe and WebSocket formats.
Used by fintech apps, digital wallets, banks, loyalty platforms and e-commerce companies to offer gold as investment, reward or gift — with zero inventory risk on your side.
Everything to Offer Gold in Your App
One API integration. Six powerful gold operations. Zero inventory risk on your end.
Buy Gold
Instant purchase of 24K digital gold from ₹1. Allocated to user's vault in real time at live MMTC-PAMP market price with full audit trail and certificate.
Sell Gold
Sell digital gold at live sell price instantly. Sale proceeds credited to user's linked bank account via IMPS/NEFT or wallet balance within seconds.
Live Price Feed
Real-time 24K gold buy/sell prices updated every 60 seconds. Available via REST polling, WebSocket push and legacy XML/RSS/JSON/iframe feeds.
Gold SIP (Auto-Invest)
Set up recurring gold purchases — daily, weekly or monthly SIP. Rupee-cost averaging ensures users accumulate gold at a lower average per-gram price over time.
Gift Gold
Send digital gold as a gift to any mobile number or UPI VPA. Recipient claims via SMS link and adds gold to their vault. The premium alternative to cash gifting.
Physical Delivery
Convert digital gold to physical coins (0.5g, 1g, 5g, 10g) or bars (50g, 100g). Insured doorstep delivery with BIS hallmark and MMTC-PAMP assay certificate.
Accumulate Gold Automatically
💡 Rupee-Cost Averaging
Gold SIP buys at fluctuating prices automatically — lowering the average cost per gram over time and reducing investment risk for your users.
Set SIP Amount & Frequency
API call registers recurring purchase with amount, frequency and user wallet ID.
Auto-execution at Live Price
On each SIP date, gold purchased at prevailing market price and instantly allocated to vault.
Track & Redeem Anytime
Users view accumulated grams in real time. Sell or request physical delivery whenever they choose.
// POST /v2/gold/buy
fetch('https://api.zuelpay.com/v2/gold/buy', {
method: 'POST',
headers: {
'Authorization': 'Bearer zp_live_xxx',
'Content-Type': 'application/json'
},
body: JSON.stringify({
user_id: 'USR_12345',
amount_inr: 5000,
// or: quantity_grams: 0.6
lock_price_id: 'LP_abc123',
ref_id: 'GOLD_2026_001'
})
});
// 200 OK
{ "status": true,
"grams_allocated": 0.6284,
"rate_per_gram": 7958,
"total_balance_grams": 2.3451,
"txn_id": "ZPGOLD2026001" }
Buy Gold — Request Parameters
* Either amount_inr or quantity_grams is required — not both.
Who Uses Digital Gold API?
Fintech Wallets
Add gold investment to payment wallets — users invest spare change automatically with round-up gold SIP
Digital Banks
Offer gold savings accounts as an alternative to FD — higher returns, liquid and insured
E-commerce / Loyalty
Gift gold as cashback or loyalty reward — more aspirational than discount vouchers
Corporate Gifting
Diwali gold gifting, employee recognition awards and client appreciation — digital, instant
Investment Apps
Offer micro gold investment starting ₹1 — perfect entry-point for first-time investors
Gaming / Fantasy
Reward winners with gold instead of cash — higher perceived value, instant claim
More from ZuelPay Suite
Gift Voucher API
Issue eGift cards from Amazon, Flipkart, Swiggy and 500+ brands instantly.
💸Payout API
Settle gold sale proceeds to any bank account via IMPS/NEFT/UPI.
📲UPI Collection
Accept gold purchase payments via UPI QR or collect request.
✅KYC Verification
Verify Aadhaar, PAN and bank details before gold wallet activation.
🔐Payment Gateway
Accept card, net banking and wallet payments for gold purchases.
📄BBPS API
Bill payment for utilities, insurance and 200+ billers via BBPS.
Start Offering Digital Gold Today
MMTC-PAMP certified, BIS hallmarked, fully insured vault. Full sandbox, zero setup fee.