All Payout Modes Supported
One unified API endpoint — supports every major payment rail in India for instant, real-time disbursement.
UPI Payout
Instant transfers to any UPI VPA handle — 24x7 including weekends and holidays
InstantIMPS Transfer
Immediate Payment Service — real-time 24x7 bank-to-bank fund transfers
Real-timeNEFT Transfer
National Electronic Funds Transfer — reliable batch processing at low cost
BatchRTGS Transfer
Real-Time Gross Settlement for high-value transfers above ₹2 lakh
High ValueComplete Payout Infrastructure for Business
ZuelPay Payout API is a complete fund disbursement solution for bank account transfers and UPI payouts. Send payments to any bank account or UPI VPA with fund transfer APIs and bulk file upload — no beneficiary registration required.
Our JSON-based Payout API supports RESTful integration with code snippets, sandbox environment and multiple programming languages. Real-time fund transfer with simple integration, high security and SSL encryption.
Also includes Bank Account Verification API — verify accounts in real-time and get the actual beneficiary owner name as per bank records before disbursing funds.
Request Parameters
account_no + ifsc or upi_id is required depending on the transfer mode.
// POST /v2/payout/transfer
fetch('https://api.zuelpay.com/v2/payout/transfer', {
method: 'POST',
headers: { 'Authorization': 'Bearer zp_live_xxx' },
body: JSON.stringify({
mode: 'IMPS',
account_no: '1234567890',
ifsc: 'HDFC0001234',
amount: 50000,
beneficiary_name: 'Rahul Kumar',
remarks: 'Vendor payment March',
ref_id: 'PAY_2026_0329_001'
})
});
Why Choose ZuelPay Payout API?
Easy to integrate JSON-based RESTful Payout API with code snippets
Leading, trusted and secured payout API provider in India
Supports IMPS, NEFT, RTGS and UPI — all modes in one endpoint
Real-time fund transfer with high security and SSL encryption
Full sandbox environment for testing before going live
Multiple language SDKs — PHP, Java, .NET, Python, Node.js
Bulk payout via API or file upload — zero beneficiary registration
Bank Account Verification API — real-time name confirmation
Verify Beneficiary (Optional)
Call Bank Account Verification API to confirm the account number and get the owner name before sending funds.
Initiate Transfer
POST the payout request with account details, amount, mode and reference ID. Funds debited from your ZuelPay wallet instantly.
Receive Confirmation
JSON response with bank RRN/UTR reference. Optional webhook delivers real-time status updates to your server.
What Can You Do with Payout API?
Vendor Payments
Make vendor or supplier payments easily with bulk file upload or API — without beneficiary registration requirements.
Online Refunds
Initiate instant refunds to customer's UPI handle or bank account number. Reduced processing time, high success rates.
Cashback & Rewards
Issue cashbacks or rewards directly to customer's bank account or UPI VPA. Automate retention incentives.
Split Settlement
For marketplace or service aggregator split payment scenarios — automate disbursements with our payout APIs.
Salary Disbursement
Pay salaries or wages on time to employees, delivery partners, service partners and business associates.
COD Refunds
Easily manage cash on delivery refunds to customer's bank account number or UPI handle — fully automated.
Used Across All Industries
More from ZuelPay API Suite
UPI Collection API
Accept UPI payments via QR code, VPA or collect requests — instant settlement.
💸Money Transfer API
Domestic money transfer to any bank account via IMPS/NEFT/RTGS.
🏦Virtual Account API
Create virtual accounts for automated payment reconciliation.
📄BBPS API
Full Bharat Bill Payment System with 200+ billers.
🔐Payment Gateway
Accept all payment modes — cards, UPI, wallets, net banking.
📱QR Code & UPI API
Generate dynamic QR codes and UPI collect requests instantly.
Start Sending Payouts in Minutes
Full sandbox, zero setup fee. Get API keys and go live in under 10 minutes.