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India's Premier Fintech API Platform

Powering Next-Gen Digital Payment Infrastructure

ZuelPay delivers enterprise-grade BBPS, UPI, AEPS, Payment Gateway and Financial APIs — enabling businesses to launch, scale and dominate India's digital payment ecosystem.

🚀 Get Started Free Explore Services →

Trusted & Compliant:

✦ RBI Regulated

✦ NPCI Certified

✦ PCI DSS

Today's Volume

₹2.4Cr

↑ 18.4% vs yesterday

Success Rate

99.97%

Last 30 days

ZuelPay Dashboard — Live

Transactions

1,42,831

↑ 12.3% today

Revenue

₹84.2L

This month

API Calls

4.8M

Today

Transaction Volume● Live

BBPS Bill Payment

Electricity · 2s ago

+₹1,240

UPI Transfer

IMPS · 5s ago

-₹5,000

🏧

AEPS Withdrawal

Biometric · 12s ago

+₹2,000

NPCI Partner

RBI Regulated

BBPS Certified

PCI DSS Level 1

UPI Enabled

ISO 27001

SOC 2 Compliant

AEPS Authorized

NPCI Partner

RBI Regulated

BBPS Certified

PCI DSS Level 1

UPI Enabled

ISO 27001

SOC 2 Compliant

AEPS Authorized

Our Services

Everything You Need to Build India's Payment Future

A complete suite of regulated, enterprise-grade financial APIs powering thousands of businesses across India.

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BBPS Bill Payment

Pay electricity, gas, water, insurance, school fees and 200+ billers via NPCI's Bharat Bill Payment System.

ElectricityGasWaterInsurance

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UPI Collection API

Static QR, dynamic QR, collect requests and payment links — accept UPI from all 200M+ users. T+0 settlement.

PhonePeGPayPaytmBHIM+16 apps

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Payout API

Instant money transfers to any bank account via IMPS, NEFT, RTGS or UPI. Bulk payouts, auto-routing.

Recharge API

Mobile, DTH and data card recharge — all operators, all circles. Auto-refund on failure.

JioAirtelViBSNLDTH

🔐

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Payment Gateway

Accept cards, UPI, wallets, EMI, BNPL and net banking. Hosted or inline checkout — PCI DSS Level 1 certified, 3D Secure, instant settlement.

CardsUPIWalletsEMIBNPLNetbanking

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AEPS API

Aadhaar biometric banking — cash withdrawal, balance inquiry, deposits and fund transfer.

UIDAI Auth

✅

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KYC Verification Suite — 15+ Document Checks

Aadhaar OTP, PAN, bank account, GST, driving licence, passport, voter ID, UPI VPA, vehicle RC and more — all from government databases in real time.

AadhaarPANBank AcctGSTDLPassportVoter IDUPI VPAVehicle RC

🥇

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Digital Gold API

24K MMTC-PAMP certified gold — buy, sell, gift and SIP. Real-time live prices, insured vault.

Gift Voucher API

eGift cards from Amazon, Flipkart, Swiggy, Zomato, Myntra, BookMyShow and 500+ brands. Real-time delivery, bulk issuance.

AmazonSwiggyMyntra+490 brands

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FASTag API

NETC FASTag recharge, balance inquiry and transaction history — all bank-issued FASTags, 900+ NHAI plazas.

10+ Banks

🏷️

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White-Label Platform

Launch your own branded fintech portal with 20+ services — recharge, BBPS, payments — in 7 days. Zero dev cost.

Your Brand7-Day Launch

View All 50+ APIs →

14Cr+

Transactions Processed

Across all services

50,000+

Active Business Partners

Retailers, BCs & developers

99.97%

Platform Uptime

30-day rolling average

200+

Banks & Billers Connected

Via NPCI, RBI networks

Developer First

Build in Minutes, Not Months

ZuelPay's REST APIs are clean, predictable and fully documented. Authenticate with a single API key, get sandbox access instantly and go live in days — not months.

✓
REST + JSON — no custom SDKs or complex setups required
✓
Full sandbox environment — test all flows with no real money
✓
Comprehensive docs, Postman collection and code samples
✓
Webhooks for real-time payment notifications and status updates
✓
Rate limits generous enough for high-volume production use
✓
Dedicated integration support — real engineers, not chatbots

📄 View Full Docs Get API Keys →

REST API · JSON

Mobile Recharge

Bill Payment

KYC Verify

UPI QR

// Mobile Prepaid Recharge · POST /v2/recharge/mobile

fetch('https://api.zuelpay.com/v2/recharge/mobile', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer zp_live_xxxxxxxxxx',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    mobile: '9876543210',
    operator: 'JIO',
    circle: 'KARNATAKA',
    amount: 299,
    type: 'PREPAID',
    ref_id: 'TXN_2026_0001'
  })
});

200 OK — Response

"status": true, "txn_id": "ZP2026033100456",
"operator_txn_id": "JIO20260331001", "message": "Recharge successful",
"commission_earned": 5.97, "balance_after": 18420.50

Quick Start

From Sign-up to Live API in Hours

No lengthy approval process. No manual paperwork. Get your API keys and start transacting today.

Create Your Account

Sign up on ZuelPay Console with your business details. Email and mobile verification takes under 2 minutes. No documents needed to start testing.

Get API Keys & Test

Instantly receive sandbox API keys. Test every endpoint — recharge, BBPS, KYC, UPI — with sample data. Full Postman collection included.

Go Live & Earn

Complete KYC and wallet funding — production keys activated. Start processing real transactions and earning commissions from the very first API call.

Why ZuelPay

Built for Scale, Speed & Security

We've engineered every layer of our platform for mission-critical reliability. From your first API call to processing millions of daily transactions.

⚡

Sub-100ms Response Times

Optimised infrastructure with edge caching across Indian data centres.

⚡

99.97%

Transaction success rate across all services

🚀

84ms

Average API response time

🛡️

99.9%

Platform uptime SLA guaranteed

⏱️

24/7

Dedicated technical support

Live Dashboard

Command Your Entire Payment Ecosystem

Real-time visibility into every rupee, every transaction, every API call — from a single powerful dashboard.

Overview

Transactions

APIs

Reports

ZuelPay Services Pvt. Ltd.

Dashboard

BBPS Bills

UPI

Payout

AEPS

Analytics

API Keys

Transactions

Total Volume

₹12.8Cr

↑ 23.4% this month

API Calls

48.2M

↑ 11.2% this month

Success Rate

99.97%

↑ 0.02%

Settlement

T+0

Instant today

Transaction Volume — Last 7 DaysLive

Service Mix

BBPS 38%

UPI 31%

Gateway 18%

AEPS 13%

Pricing

Simple, Transparent Pricing

No hidden fees. No setup costs. Scale from startup to enterprise with predictable costs.

Starter

₹9,999/month

Perfect for startups and small businesses getting started with digital payments.

✓
Up to 5,000 transactions/month
✓
BBPS + UPI integration
✓
Basic Payment Gateway
✓
Sandbox access
✓
Email support
✓
Standard settlements (T+1)

Trusted by Thousands of Businesses

From bootstrapped fintech startups to established NBFC giants — ZuelPay powers them all.

★★★★★

"ZuelPay's BBPS API cut our bill payment processing time by 70%. The uptime is rock-solid and their support team resolved our integration queries within hours. Genuinely the best fintech API provider in India."

Rahul Kapoor

CTO, PayNow Solutions

★★★★★

"We switched from our previous gateway to ZuelPay 8 months ago. Transaction success rate went from 94% to 99.9%. The real-time dashboard gives us visibility we never had before. Outstanding platform."

Priya Sharma

Founder, QuickRecharge App

★★★★★

"The AEPS integration enabled us to expand into rural markets. ZuelPay's biometric payment flow is seamless and their API documentation is the clearest I've seen. Our CSP network grew 3x in 6 months."

Amit Verma

MD, GramShakti Financial