India's Unified Bill Payment Infrastructure
Bharat Bill Payment System (BBPS) is a unified bill payment system designed to offer interoperable and accessible bill payment services through a network of agents and online modes — with instant confirmation of payment.
BBPS is an integrated online platform under the umbrella of the National Payments Corporation of India (NPCI) — enabling multiple payment modes along with instant receipt generation for all kinds of utility bills.
ZuelPay is a leading and scalable BBPS API provider in India. Easily integrate BBPS into your existing portal and start generating high commissions with best-in-class, RBI-compliant infrastructure.
Complete List of BBPS Categories
All major utility and service bill types supported — from electricity to insurance, in one unified API endpoint.
Why Choose ZuelPay BBPS API?
Revenue Growth
Increase in bill payment categories increases revenue for agents and BCs. High commissions at lower investment — ideal for business correspondents.
Active Fraud Detection
Built-in fraud detection and risk monitoring system ensures every transaction is authenticated and verified before processing — zero compromise on security.
Instant Confirmation
Gives instant confirmation of payment via confirmation message and receipt — so customers know their bill is paid immediately, every time.
Anywhere, Anytime
Agents can use BBPS API from anywhere at any time to pay bills. Efficient and convenient for agents and customers alike, across all of India.
Easy Integration
BBPS API is easy to integrate for developers. RESTful JSON endpoints with comprehensive docs, SDKs, Postman collection and sandbox available instantly.
Leading Platform
ZuelPay is one of the biggest and most reliable platforms in India's bill payment market. Trusted by 50,000+ business correspondents nationwide.
Request Parameters
/v2/bbps/fetch before paying to retrieve the outstanding amount and biller details, then pass the exact amount to /v2/bbps/pay.
// GET /v2/bbps/fetch
const bill = await fetch(
`https://api.zuelpay.com/v2/bbps/fetch
?biller_id=MAHAVITARAN_00001
&consumer_no=401012345678`,
{ headers: {
'Authorization': 'Bearer zp_live_xxxxx'
} }
);
// Returns: outstanding amount,
// due date, biller details
How BBPS API Works
Biller Discovery
Call /v2/bbps/billers to fetch all available billers by category — electricity, gas, water, broadband, insurance and more.
Fetch Bill Amount
Call /v2/bbps/fetch with biller ID and consumer number to retrieve the outstanding amount, due date and customer details.
Process Payment
Call /v2/bbps/pay with the amount, consumer details and payment mode. Deducted from your ZuelPay wallet instantly.
Instant Receipt
Receive instant JSON response with biller reference ID and downloadable receipt URL. Optional webhook for async callbacks to your system.
End-to-end connectivity to deliver the best bill payment services to your customers
Highly responsive and reliable with great commissions for business correspondents
Multi-payment services in a single API — customizable per user requirements
Highly secured payment gateway — single wallet for all payment services
Integrate once — get direct access to all biller services instantly
Interface page allows bill payment for all operators under one platform
More from ZuelPay API Suite
Recharge API
Mobile, DTH & data card for all operators via one endpoint.
⚡Utility Bill Payment
Electricity, gas, water & internet with third-party integration.
📲UPI Payment API
White-label UPI collection and QR code generation via NPCI.
💸Money Transfer API
Instant IMPS/NEFT/RTGS to any bank account in India.
🏧AEPS API
Aadhaar-enabled cash withdrawal with biometric authentication.
🚗FasTag API
Instant FASTag recharge for all NHAI banks with toll history.
Start with ZuelPay BBPS API Today
API keys in under 10 minutes. Full sandbox, zero setup fee, 24/7 expert support.