Payments
API Services
Technology
Company
Login 🚀 Get Started
India's Fintech API Infrastructure

Power Every Digital Payment with One API

ZuelPay gives developers, fintechs and businesses access to 50+ payment APIs — BBPS, UPI, AEPS, Recharge, FASTag, KYC, Travel and more. RBI compliant · NPCI connected · Instant settlement.

RBI Regulated
NPCI BBPS Connected
PCI DSS Level 1
UIDAI Authorised
ZuelPay Console · Live Dashboard
Live
Today's Volume
₹2.4Cr
↑ 18% vs yesterday
Success Rate
99.7%
Last 24 hours
API Calls
1.2M
Today
Jio Prepaid Recharge
Mobile · 9876543210
+ ₹199
SUCCESS
📄
BESCOM Bill Payment
BBPS · Electricity
+ ₹2,450
SUCCESS
💸
IMPS Transfer
Payout · HDFC Bank
- ₹5,000
SUCCESS
🪪
PAN Card Verify
KYC · NSDL
+ ₹5
SUCCESS
🚗
FASTag Recharge
NETC · KA01AB1234
+ ₹500
PENDING
Transaction Volume · Last 12h↑ 18.4%
Settlement
T+0
Instant to bank
API Uptime
99.97%
30-day average
📱Mobile Recharge₹199 Jio plan
📄Electricity Bill₹2,450 BESCOM
💸IMPS Transfer₹10,000 instant
🏦AEPS Withdrawal₹2,000 cash
🚗FASTag Recharge₹500 HDFC Tag
Aadhaar KYCVerified 2s
📺DTH Recharge₹349 Tata Play
✈️Flight BookedBLR→DEL ₹3,450
🥇Digital Gold0.5g ₹3,971
🎁Gift Voucher₹500 Swiggy
🚇Metro Recharge₹200 DMRC
💳UPI Collection₹1,499 QR scan
📱Mobile Recharge₹199 Jio plan
📄Electricity Bill₹2,450 BESCOM
💸IMPS Transfer₹10,000 instant
🏦AEPS Withdrawal₹2,000 cash
🚗FASTag Recharge₹500 HDFC Tag
Aadhaar KYCVerified 2s
📺DTH Recharge₹349 Tata Play
✈️Flight BookedBLR→DEL ₹3,450
🥇Digital Gold0.5g ₹3,971
🎁Gift Voucher₹500 Swiggy
🚇Metro Recharge₹200 DMRC
💳UPI Collection₹1,499 QR scan
API Services

50+ APIs. One Integration. Infinite Scale.

Everything from mobile recharge to gold investments — plug in once, unlock India's entire fintech ecosystem.

📄

BBPS Bill Payment

Pay electricity, gas, water, insurance, school fees and 200+ billers via NPCI's Bharat Bill Payment System.

200+
Billers
24/7
Settlement
ElectricityGasWaterInsurance
📲

UPI Collection API

Static QR, dynamic QR, collect requests and payment links — accept UPI from all 200M+ users. T+0 settlement.

PhonePeGPayPaytmBHIM+16 apps
💸

Payout API

Instant money transfers to any bank account via IMPS, NEFT, RTGS or UPI. Bulk payouts, auto-routing.

<5s
IMPS speed
All
Bank accounts
📱

Recharge API

Mobile, DTH and data card recharge — all operators, all circles. Auto-refund on failure.

JioAirtelViBSNLDTH
🔐

Payment Gateway

Accept cards, UPI, wallets, EMI, BNPL and net banking. Hosted or inline checkout — PCI DSS Level 1 certified, 3D Secure, instant settlement.

CardsUPIWalletsEMIBNPLNetbanking
🫆

AEPS API

Aadhaar biometric banking — cash withdrawal, balance inquiry, deposits and fund transfer.

UIDAI Auth

KYC Verification Suite — 15+ Document Checks

Aadhaar OTP, PAN, bank account, GST, driving licence, passport, voter ID, UPI VPA, vehicle RC and more — all from government databases in real time.

AadhaarPANBank AcctGSTDLPassportVoter IDUPI VPAVehicle RC
🥇

Digital Gold API

24K MMTC-PAMP certified gold — buy, sell, gift and SIP. Real-time live prices, insured vault.

₹7,842
Per gram · Live
₹1
Min buy
🎁

Gift Voucher API

eGift cards from Amazon, Flipkart, Swiggy, Zomato, Myntra, BookMyShow and 500+ brands. Real-time delivery, bulk issuance.

AmazonSwiggyMyntra+490 brands
🚗

FASTag API

NETC FASTag recharge, balance inquiry and transaction history — all bank-issued FASTags, 900+ NHAI plazas.

10+ Banks
🏷️

White-Label Platform

Launch your own branded fintech portal with 20+ services — recharge, BBPS, payments — in 7 days. Zero dev cost.

Your Brand7-Day Launch
14Cr+
Transactions Processed
Across all services
50,000+
Active Business Partners
Retailers, BCs & developers
99.97%
Platform Uptime
30-day rolling average
200+
Banks & Billers Connected
Via NPCI, RBI networks
Developer First

Build in Minutes, Not Months

ZuelPay's REST APIs are clean, predictable and fully documented. Authenticate with a single API key, get sandbox access instantly and go live in days — not months.

  • REST + JSON — no custom SDKs or complex setups required
  • Full sandbox environment — test all flows with no real money
  • Comprehensive docs, Postman collection and code samples
  • Webhooks for real-time payment notifications and status updates
  • Rate limits generous enough for high-volume production use
  • Dedicated integration support — real engineers, not chatbots
📄 View Full Docs Get API Keys →
REST API · JSON
Mobile Recharge
Bill Payment
KYC Verify
UPI QR
// Mobile Prepaid Recharge · POST /v2/recharge/mobile

fetch('https://api.zuelpay.com/v2/recharge/mobile', {
  method: 'POST',
  headers: {
    'Authorization': 'Bearer zp_live_xxxxxxxxxx',
    'Content-Type': 'application/json'
  },
  body: JSON.stringify({
    mobile: '9876543210',
    operator: 'JIO',
    circle: 'KARNATAKA',
    amount: 299,
    type: 'PREPAID',
    ref_id: 'TXN_2026_0001'
  })
});
200 OK — Response
"status": true,  "txn_id": "ZP2026033100456",
"operator_txn_id": "JIO20260331001",  "message": "Recharge successful",
"commission_earned": 5.97,  "balance_after": 18420.50
Quick Start

From Sign-up to Live API in Hours

No lengthy approval process. No manual paperwork. Get your API keys and start transacting today.

1

Create Your Account

Sign up on ZuelPay Console with your business details. Email and mobile verification takes under 2 minutes. No documents needed to start testing.

2

Get API Keys & Test

Instantly receive sandbox API keys. Test every endpoint — recharge, BBPS, KYC, UPI — with sample data. Full Postman collection included.

3

Go Live & Earn

Complete KYC and wallet funding — production keys activated. Start processing real transactions and earning commissions from the very first API call.

Who Uses ZuelPay?

Built for Every Digital Commerce Use Case

From solo developers to enterprise fintech platforms — ZuelPay's APIs power businesses of every size and sector across India.

🏪

Kirana & Retail BCs

Offer recharge, bill payments and AEPS at your shop — earn commission on every transaction

💻

Fintech Startups

Build payment apps, wallets and lending platforms with production-ready APIs from day one

🏦

Banks & NBFCs

Add AEPS, KYC verification and account-to-account transfer to your digital banking stack

🛒

E-Commerce Platforms

Accept UPI QR, payment gateway and COD replacement solutions seamlessly

✈️

Travel Portals

Flight, bus, hotel and train booking APIs — complete travel commerce stack

🎁

Loyalty & Rewards

Issue gift vouchers, gold rewards and cashback via APIs — 500+ brand catalog

Integration Journey
1

Sign Up Free

Create your ZuelPay account — takes 90 seconds, no documents needed at sandbox stage.

Free SandboxNo credit card
2

Pick Your APIs

Choose from 50+ APIs — recharge, BBPS, KYC, UPI, travel, gold, gift vouchers. One key unlocks all.

50+ APIsSingle key
3

Integrate & Test

Clean REST/JSON APIs with Postman collections, code samples in PHP, Python, Node.js and more.

Full docsCode samples
4

Complete KYC

Submit business KYC documents. Our team reviews within 24 hours and activates production access.

24hr reviewInstant activation
5

Go Live & Scale

Load your ZuelPay wallet, set commissions and start processing. Scale from 100 to 10M transactions.

Auto-scalingReal-time support
Partner Stories

Trusted by 50,000+ Businesses

4.9/5 · 2,400+ reviews

"The BBPS and recharge APIs are the cleanest I've worked with. Integration took under a day and our recharge success rate jumped from 89% to 99.3% after switching to ZuelPay's MNP-aware routing."

🟣
Arjun Nair
Lead Developer, PayKart India

"We run 12 states worth of AEPS operations. ZuelPay gives us the most reliable biometric transaction routing with the best commission structure in the market. Uptime is genuinely 99.9%+"

🔵
Priya Rajan
COO, PayFirst BCs

"Launched our travel super-app in 3 weeks using ZuelPay — flights, buses, hotels, BBPS, FASTag — all from one API key. The documentation is genuinely excellent."

🟢
Rohan Mehta
CTO, TravelBuddy

"The white-label solution let us launch our fintech brand in 7 days as promised. Zero development, full branding and our retailers were onboarded within a week of go-live."

🔴
Sita Kumari
Founder, RupeeFirst

"We process 50,000+ recharges per day on ZuelPay. The auto-refund system is flawless and the real-time operator MNP lookup has saved us lakhs in failed transactions monthly."

🟠
Dev Sharma
VP Operations, RechargeKart

"Gift Voucher API integration was seamless. We now issue 10,000+ Swiggy and Amazon vouchers daily to loyalty program members — real-time delivery, zero errors in 8 months."

🟤
Neha Gupta
Product Manager, LoyaltyEdge

Bank-Grade Compliance & Security

Every transaction secured, every regulation met — so you can focus on building.

RBI Regulated
NPCI BBPS
PCI DSS L1
UIDAI Authorised
ISO 27001
SOC 2 Type II
CERT-In Compliant
DPDP Act 2023
Get Started Today

India's Payment APIs.
Start Building Free.

Join 50,000+ businesses already powering their fintech stack with ZuelPay. Sandbox access is instant — no paperwork, no waiting, no credit card.

Free sandbox — no credit card
Go live in 24 hours
Dedicated integration support
50+ APIs — one key